Life is not just to survive but to thrive
You can find the chart here. Goods, energy, service and trade went up. Goods up by 0.4% compared to last month (March) which went down by -0.2%. Energy went up by 2.0% compared to last month (March) which was -1.3%. Service went up by 0.6% compared to last month (March) which was -0.1%. Trade went …
Continue reading “Producer Price Index came hotter than expected”
You can read the report here, here, and here. Sweden, suddenly, doing a U-turn on the trend away from cash. The reasons for the sudden shift are numerous from young people supporting cash due to privacy concerns, war in Ukraine, power outage, cybersecurity risks and so much more. Sweden has been pursuing digital only payment …
What is bank term funding program? If you don’t remember the collapse of Silicon Valley bank crisis. Here’s a brief recap, Silicon Valley bank balance sheet tells a normal story, nothing alarming until you realized their investment. In year 2020, the Federal Reserve went on a buying spree to buy treasury bonds, the program was …
Continue reading “Bank Term Funding Program (BTRP) is over. Now comes the crisis.”
For all the hoopla and noise about the federal reserve needing to loosen their quantitative tightening (QT) for the last 2 years, the US economy has been on the quantitative easing (QE) since May 8, 2020. Source: Federal Reserve of Chicago. You can find the graph here. As of April 19, 2024, the financial condition …
Continue reading “The fiscal stimulus has been loose since May 8, 2020”
REPO Act is essentially to steal the assets of Russia that are held in United State of America to Ukraine. This will send shockwaves to any foreign investors that have investments in the US economy because as soon as the current administration sign it into law, which look to be imminent, foreign investor will flock …
Nuclear energy is, clearly, the solution for carbon-free, clean energy to the (insane) net zero agenda that world leaders agreed to many years ago. Yet, it is baffling, rather than streamlining regulations and raising billions of dollars, just like they did for solar and wind energy, the world leaders, in their infinite wisdom, decided to …
Buffet indicator which is the ration of total US stock market divided by US Gross Domestic Product (GDP). According to Buffet indicator, values that are above 100% would be considered overvalue. It’s more expensive than it should be. Using this report from the federal reserve to get the US GDP. Taking the US Stock Market …
You can read the report here. Per the report, from Q3, 2023 to Q4, 2023: Mortgage debt has increased by $112 Billions, HELOC (House Equity Line of Service) debt has increased by $11 Billion, Student debt has increased by $2 billion, Auto Debt has increased by $12 Billions, credit card debt $50 Billions and others …
Continue reading “Credit card and auto loans delinquencies is surpassing pre-covid levels.”
The commercial real estate crisis is taking the market by storm, it is the only asset that hasn’t recovered from the COVID-19 pandemic. There are many factors working against commercial real estate such as remote work policy or hybrid policy which reduces the footprints for office spaces, high interest rate has made it basically impossible …
Federal reserve will keep the rate unchanged causing the stock market to tumble down. Market was swift and expectations are that the federal reserve June cut seems unlikely. Given the fact that the federal reserves tend to swing back and forth with their interest rates decision, nothing can be written in stone. However, since the …
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